It is the Bank of the Philippine Islands – Asset Management Trust Corporation (BPI AMTC). It is in charge of implementing fund investing strategies and managing portfolio trading activities.

There are three investment funds available: 

  • Bond Fund – aims for capital preservation and income generation by investing in short- to medium-term bonds and other similar fixed-income securities. It is designed to invest only in high quality fixed-income instruments that are classified as below average risk.
  • Equity Fund – aims primarily for capital growth over the medium to long term by investing in a selection of exchange-listed equities. It is designed mainly to generate long-term capital appreciation through investment in high quality equities diversified across sectors.
  • Balanced Fund – aims to achieve capital appreciation over the medium term by investing primarily in equity securities, and to some extent, in fixed-income securities. It is designed to provide total returns consisting of current income and capital growth through investment in a diversified portfolio of debt (bonds) and equity (stocks) securities from both domestic and foreign issuers.

First you must know your investment objectives, the length of time you plan to remain invested and your risk tolerance to market volatility.

Yes, you can invest in more than one fund. In fact, you can invest in all funds available to diversify your plan.

Yes, you can switch from one fund to another to take advantage of the growth of a particular fund. You are allowed one (1) free switch within a policy year. Appropriate charges shall apply for every succeeding fund switch.