Protection
Safeguard your family’s finances and security
1st Star Series
Our standard life insurance package comes in either 5 or 10 yearly peso-based installment plans. Its basic features include Family Protection as well as Living, Terminal Illness, Accidental Death, and Waiver benefits. With a protection period up until 99 years, you can guarantee your family a financial safety net your whole life and beyond.
Basic Features:
Family Protection:
Guaranteed coverage until age 99
Living Benefit:
100% of sum insured at maturity period
Terminal Illness Benefit:
Advanced payment of 100% sum insured, up to a maximum of PhP5M, upon diagnosis of terminal illness
Accidental Death Benefit:
Additional benefits if death is due to accident
Waiver Benefit:
Termination of succeeding premiums in case of total and permanent disability
Guaranteed Paying Period:
Five years for 1st Star 5,
Ten years for 1st Star 10
Cash Value:
Saved finances for emergency needs
Dividends:
Accumulation of yearly company surplus
Non-forfeiture Options:
In case of premium defaults
Currency:
Peso / Dollar
Issue Ages:
0-70 years old for 1st Star 5,
0-60 years old for 1st Star 10