1st Star Series

Our standard life insurance package comes in either 5 or 10 yearly peso-based installment plans. Its basic features include Family Protection as well as Living, Terminal Illness, Accidental Death, and Waiver benefits. With a protection period up until 99 years, you can guarantee your family a financial safety net your whole life and beyond.

Product Features:

    • Family Protection: Guaranteed coverage until age 99
    • Living Benefit: 100% of sum insured at maturity period
    • Terminal Illness Benefit: Advanced payment of 100% sum insured, up to a maximum of PhP5M, upon diagnosis of terminal illness


    • Accidental Death Benefit: Additional benefits if death is due to accident
    • Waiver Benefit: Termination of succeeding premiums in case of total and permanent disability
  • Guaranteed Paying Period: Five years for 1st Star 5, Ten years for 1st Star 10
  • Cash Value: Saved finances for emergency needs
  • Dividends: Accumulation of yearly company surplus
  • Non-forfeiture Options: In case of premium defaults
  • Currency: Peso / Dollar
  • Issue Ages: 0-70 years old for 1st Star 5, 0-60 years old for 1st Star 10