Protection
First Star Series
Gain peace of mind for yourself and your loved ones with
the First Star Series, which offers lifetime protection up to
age 99 through flexible installment options.

Product Features
Why Choose The First Star Series?
Think of it as more than just insurance–it’s a commitment to your family’s future. With solid coverage and plenty of benefits, you can look ahead knowing your loved ones are safe and secure.
Start protecting your family today with the First Star Series. We’re here to help you build a lifetime of financial security and peace of mind for you and your loved ones.
Conditions
Issue Age
0-70 years old for First Star 5 / 0-60 years old for First Star 10
Benefits & Coverage
Family Protection
Enjoy guaranteed coverage until age 99
Enjoy guaranteed coverage until age 99
Living Benefit
Receive 100% of the sum insured at the maturity period
Receive 100% of the sum insured at the maturity period
Terminal Illness Benefit
If you are diagnosed with a terminal illness, you receive an advanced payment of 100% of the sum insured (up to a maximum of PhP5M)
If you are diagnosed with a terminal illness, you receive an advanced payment of 100% of the sum insured (up to a maximum of PhP5M)
Accidental Death Benefit
In the unfortunate event of an accidental death, your beneficiaries get additional benefits
In the unfortunate event of an accidental death, your beneficiaries get additional benefits
Waiver Benefit
If you experience total and permanent disability, future premiums are waived
If you experience total and permanent disability, future premiums are waived
Guaranteed Paying Period
Choose from a five-year plan with First Star 5 or a ten-year plan with First Star 10, making it easy to find a payment schedule that fits your budget
Choose from a five-year plan with First Star 5 or a ten-year plan with First Star 10, making it easy to find a payment schedule that fits your budget
Cash Value
Accumulate savings over time and set up a financial cushion for emergencies and unexpected expenses
Accumulate savings over time and set up a financial cushion for emergencies and unexpected expenses
Dividends
Benefit from the accumulation of yearly company surplus, adding extra value to your policy
Benefit from the accumulation of yearly company surplus, adding extra value to your policy
Non-forfeiture Options
Convenient options to keep your policy active even if you miss a payment
Convenient options to keep your policy active even if you miss a payment
Currency
Available in both Peso and Dollar, making it accessible and flexible for your financial planning
Available in both Peso and Dollar, making it accessible and flexible for your financial planning
